Equity First Holdings is a market leader in shareholder financing and a global lender with presence in several countries across the world. One of their most recent activities includes the changes noted by the company regarding the issuance of stock-based loans. Equity lending is growing in popularity and more institutions are entering into the market to address the rising demand for financing among investors.
Changes in the banking world have seen more banks tighten their lending regulations and review their loan qualifications while increasing interest, but this has not prevented people looking for financing from borrowing. People seeking working capital can opt for collateralized stocks and stock-based loans offer a higher loan to value ratio when compared to margin loans. They also come with a fixed interest, so there is not much worry about inflation and other market factors that may trigger changes in the interest rate.
In the conventional loaning system, fluctuation in the market is inevitable and may lead to additional costs with time. Many borrowers who opt for stock-based loans enjoy protection because they operate on a lower investment risk. Additionally, a big number of stock-based loans offers a non-recourse feature that enables the borrower to get out of the stock at any point in time, even when the value of the stock depreciates.
The interest rate that is offered for stock-based loans is low and stands at between 3 and 4 percent, and the rate is fixed. However, this is not the case with margin loans as they offer ratios ranging between 10% and 50% and the lender may choose to liquidate the collateral attached by the borrower without notice if there is a margin call.
About Equities First Holdings
Equities First Holdings, LLC offers clients with financing options that are alternative to the conventional options available in different markets. The company offers capital against stocks that are publicly traded to help clients meet their goals, both professional and personal. Equities First Holdings provides capital with shares as collateral as long as the shares are in publicly traded companies across the world.
As a global company, Equities First Holdings has opened offices in nine locations including London, Australia and China. The company is looking to expand to other markets to address the rising demand for alternative lending options at lower interest rates.
Investments decisions are among the major decisions that one needs to make after adequate consideration. In many cases, one needs to consult an expert before making the decision; because of the money involved or the implications that come with the wrong choice of alternatives. Investment bankers have since emerged to help individuals and corporates in their decisions and hence enhance the success of their investments.
Role of Investments bankers
Investments bankers not only give investment advice but also help corporates raise capital for their different investments. They play a much greater role in overseeing mergers and acquisitions. An investment banker evaluates the financial implications of the business agreement, whether a merger, acquisition, consolidation or advice on whether to go ahead with the decision after weighing the alternatives. In other words, they are the major investment or financial advisers for any business venture.
One of the leading investment bankers is Martin Lustgarten. He is an experienced investment consultant, who has made significant investments decisions for himself. Martin is, therefore, not only being consulted for advice but rather offers mentorship to many regarding investments. He is among the few that interpret different market trends, and act quickly, more so in time of turndown in any financial environment. Investment bankers like Martin Lustgarten are fast enough to avoid any negative impact on their investments and of their client’s investments.
Lustgarten’s interpretation of the financial market makes him a person to look out for in case you need to make an investment decision. His experience in the field for quite sometimes plays an upper hand in the success of his investments and that of his client’s businesses. In addition to being a banker, Martin Lustgarten is outgoing. Hence he is an easy person to interact with. His character makes a conversation with him, easy and any consultation comfortable as well.
Anyone can consult an investment banker. You should never look down on your idea or undermine it. Your idea will propel you to greater heights, all you need is talk to a professional about it, and they will guide on the way forward e.g. viable investments that one may consider.
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